What type of insurance coverage typically pays for damage to another vehicle you accidentally hit?

Liability coverage is the type of insurance that pays for damage to another vehicle that you accidentally hit. This coverage is designed to protect you financially if you're found responsible for causing an accident that results in damage to someone else's property, which includes other vehicles.

When you have liability coverage, it covers the costs associated with repairs or replacement of the other party's vehicle up to the limits of your policy, ensuring that the injured party is compensated for their loss without you having to pay out of pocket. This is a fundamental aspect of auto insurance, as it aligns with the principle of legally ensuring that drivers take financial responsibility for the damage they cause to others on the road.

Comprehensive coverage, on the other hand, typically covers damages to your vehicle from non-collision-related incidents, such as theft or natural disasters. Collision coverage specifically pays for damage to your own vehicle when you are involved in an accident, regardless of fault. Uninsured motorist coverage protects you in the event that you are involved in an accident with someone who does not have insurance.