What primary feature distinguishes collision coverage from comprehensive coverage?

The primary feature that distinguishes collision coverage from comprehensive coverage is the nature of the incidents they cover. Collision coverage is specifically designed to protect against damages to your vehicle resulting from accidents involving other vehicles or objects, regardless of fault. This means if you are in a car accident, or if your vehicle collides with a stationary object, collision coverage will help pay for the repairs to your vehicle.

On the other hand, comprehensive coverage encompasses a wider range of non-collision-related incidents, such as theft, vandalism, and natural disasters. Each of the other options reflects scenarios covered by comprehensive coverage rather than collision coverage. Thus, the focus on accidents involving other vehicles clearly differentiates collision coverage, highlighting its role in addressing damages resulting from direct collisions.