Which of these scenarios would be covered under collision coverage?

Collision coverage is designed specifically to cover damage to your vehicle resulting from an accident, regardless of fault. This typically includes instances where your vehicle collides with another object or ends up in a situation where it strikes something due to impact.

In the correct scenario, if your vehicle slides on the road and subsequently hits another object, this incident falls directly under collision coverage. The coverage is intended to address scenarios where a vehicle is damaged as a result of direct contact with an object, which perfectly describes this situation.

The other scenarios either involve non-collision-related events or incidents that are generally covered under different types of insurance, such as comprehensive coverage. For example, damage from a bird hitting a window, flood damage, or a tree branch falling are typically categorized under comprehensive policies, which address risks that are outside of an accident during driving. Thus, the scenario involved is specifically accurate for the type of coverage discussed, clearly establishing why it qualifies for collision coverage.