What is needed for transportation expenses to be covered by insurance?

For transportation expenses to be covered by insurance, proof of an accident is essential. This requirement ensures that there is verifiable evidence that an incident occurred, which justifies the need for additional transportation costs. Insurers need this proof to correctly assess the claim and establish the legitimacy of the expenses being claimed. Without documented evidence of an accident, the insurance company cannot validate claims related to transportation expenditures.

While having a valid driver's license or a police report can support a claim, they do not specifically establish the necessity for transportation expenses. Pre-approval from the insurance company can be a requirement for certain expenses but is not a universal mandate for covering transportation costs. Thus, proof of an accident serves as the critical piece of evidence needed to initiate coverage for transportation expenses.