A loss resulting from hitting an animal is typically covered under which type of insurance?

A loss resulting from hitting an animal is typically covered under comprehensive coverage. This type of insurance is designed to protect against a range of incidents that are not related to collisions with other vehicles or objects, including natural events, vandalism, and animal strikes.

Comprehensive coverage specifically includes protection for damages caused by events outside of a driver's control, which is why hitting an animal falls under this category. It encompasses a variety of situations, providing financial protection for damages to your vehicle when an accident involves an animal, such as deer or other wildlife, which can be unexpected and often costly to repair. Therefore, having comprehensive coverage can help ensure that a driver is financially protected in such situations.